Uninsured, Under-insured and "Hit and Run" Claims
In addition to successfully prosecuting and trying hundreds of cases, we have been successful in obtaining millions of dollars for our clients by forcing their own insurance company to pay Uninsured or Under-Insured claims. Underinsurance or uninsured coverage, also known as SUM coverage, is coverage afforded to you by your own insurance company, to compensate you if the offending vehicle is uninsured or underinsured. Underinsured means your injury or damages exceed the coverage afforded by the other vehicle. Uninsured motorist coverage will be triggered when there is a "Hit and Run" or the vehicle that struck you has no coverage at all.
Read Our "Wheels of Justice" Column on Hit and Run, Uninsured and Underinsured (SUM) Claims in NY
Uninsured motorist ("UM") coverage in New York State is mandatory. Traditionally, an uninsured motorist claim could be made if the tortfeasor was uninsured; if the tortfeasor had a policy of insurance, but the carrier disclaimed coverage, or if the tortfeasor drove a hit-and-run motor vehicle that came into physical contact with the claimant, or his/her vehicle.
Underinsurance ("UIM") coverage in New York State is optional, which means the claimant must request this coverage and pay the additional premium in order to enjoy this protection. This coverage is designed to apply if the tortfeasor is covered by a policy of insurance, but the limits are inadequate to properly compensate the injuries sustained by the claimant.
- American Arbitration Association SUM Rules and Forms
Despite NYC’s Vision Zero Progress, Most Hit-and-Run Drivers Avoid Arrest
If you were struck by an uninsured or underinsured vehicle, contact us to discuss whether you qualify to make a SUM claim in New York.
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"It is obvious they are passionate about their work and care about their clients."Flanzig & Flanzig team are some of the most experienced and knowledgeable professionals you can find. I highly recommend working with them.- Addie M.
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"Were with me every step of the way."If anything was unclear, they took the time to explain it thoroughly, and I always felt comfortable asking questions. Thank you again for your partnership. I would highly recommend them!- George E.
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"Because I had Flanzig & Flanzig, I was able to focus on my healing and disability leave."Truthfully, I was unsure of what to do next, but thankfully, through Google search, I found Flanzig & Flanzig. I began working with Cathy, and so glad I did.- Melissa J.
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"Total experts."Flanzig & Flanzig is THE law firm that can help you when you were involved in a bicycle crash. Total experts.- Wan P.
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"They made it feel easy and effortless."The staff is all very responsive and kind and I feel very grateful I was in their hands throughout. From the accident to the end of the case, I was relieved to be working with someone with such experience and expertise in this field that they made it feel- Zach H.
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"You changed my life."I want to sincerely thank Flanzig & Flanzig, LLP, for everything they’ve done for me. My case was incredibly unique, and after being turned away or dismissed by other firms, this was the only team willing to truly fight for me.- Ebony P.
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"Daniel and his team are incredible professionals and very knowledgeable."Daniel and his team are incredible professionals and very knowledgeable about NYC/New York State bike law. Daniel was incredibly responsive and attentive during my multi-year incident. I was impressed with his knowledge about the NYC/New York State court system, as well as his relationships. He seems to know everyone in the field and is incredibly well respected. The process ended successfully, largely due to Daniel's expertise. I highly recommend his services.- Pavan R.
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"Dan and the team at Flanzig & Flanzig are exceptional."Dan and the team at Flanzig & Flanzig are exceptional. From the day of my incident to the final settlement, Dan and the entire Flanzig & Flanzig team were attentive and communicated all steps clearly. The process is not easy or fast (although mine seemed to progress quicker than others), and it was comforting to know I could focus on recovery while the Flanzig & Flanzig team took care of all the paperwork, court sessions, and negotiated a great outcome. Thank you, Dan and Team!!!- Bouker P.
Why Choose Flanzig & Flanzig, LLP?
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Leaders in the Safe Streets Movement
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Committed Advocates for New York Cyclists
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Top-Rated New York Attorneys
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Dedicated to Helping Cyclists
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Free Consultations
